医師と歯科医師の場合、
利率はわずか
4.49％
から4.37％の年率
*
料金にはすべての割引が含まれます。
弊社からのメールを受け取りましたか? 確認番号を入力してください
私たちは 医学部ローンの借り換えを知っています。
44億3000万ドル以上の
医学生向けローンの借り換え
SoFiで医学生向けローンを借り換えた借り手は
20,341人
Trustpilotで
4.7/5つ星
*2025年3月10日時点の9,260件のレビューに基づく4.4/5つ星評価。 詳細については、 trustpilot.com/ review/sofi.comをご覧ください。
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Why refinance your medical student loans?
-
One easy payment
Medical student debt consolidation simplifies the repayment process by combining your loans into one monthly payment.
-
Flexible rates and terms
A refinanced med school loan means you can choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income.
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Earn $1,000 per referral
Once you refinance with SoFi, you’ll be able to invite other doctors, dentists, or residents to refi too—you’ll each earn a $1,000 bonus2 when their loan funds. Learn more.
BTW it’s a soft inquiry, so it won’t affect your credit score.†︎.
Student debt guidance for you.
Student debt guidance for you.
Get guidance on a med school loan refinance from a SoFi Student Loan Specialist who can help you manage the complexities of student loan debt, increase cash flow—and much more.
We’re available:
Monday–Thursday, 5am–7pm
PT
Friday–Sunday, 5am–5pm PT
Resources on medical school loan refinancing—and much more.
Ready for a med school loan refinance?
View your rate in two minutes to get started.
BTW it's a soft inquiry, so it won't affect your credit score.†
2Fixed rates range from 4.49% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with a 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with applicable law, Variable Interest rates will never exceed 13.95% (the maximum rate for these loans). SoFi rate ranges are current as of 4/20/25 and are subject to change at any time. Your actual rate will be within the range of rates listed above and will depend on the term you select, evaluation of your creditworthiness, income, presence of a co-signer and a variety of other factors. Lowest rates reserved for the most creditworthy borrowers. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). APRs for variable-rate loans may increase after origination if the SOFR index increases. You may pay more interest over the life of the loan if you refinance with an extended term.
Autopay Discount: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. This benefit will be removed during periods in which you do not pay by automatic deduction from a savings or checking account. The benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment and forbearance. Autopay is not required to receive a loan from SoFi.
SoFi Plus Discount: To be eligible to receive an additional (0.125%) interest rate reduction on your Student Loan Refinancing (your "Loan") for enrolling in SoFi Plus, you must enroll in SoFi Plus within 30 days of Loan funding, either by receiving a Direct Deposit to your SoFi Checking and Savings account, or by paying the SoFi Plus Subscription Fee. Once eligible, you will receive this discount during periods in which you have received Direct Deposit to your SoFi Checking and Savings Account, or during periods in which SoFi successfully receives payment of the SoFi Plus Subscription Fee. This discount lowers your interest rate but does not change the amount of your regular monthly payment. This discount will be removed during periods in which SoFi determines you have turned off Direct Deposit to your Checking and Savings account or in which you have not paid the SoFi Plus Subscription Fee. SoFi reserves the right to change or terminate this interest rate reduction offer for unenrolled participants at any time without notice. You are not required to enroll in Direct Deposit or to pay the SoFi Plus Subscription Fee to be eligible for Loan approval.
